The borrower is slave to the lender and don’t I know it. I’ve been in that position. Trapped. Chained. Limited by the bondage of debt. It’s a miserable existence.

We were not made to live that way. We were made for freedom, for abundance. 

We were created to dream! 

Financial freedom can be yours, and doing the work to get there is the secret to unlocking your dreams.

Make a Plan – Creating a spending plan is the first step toward freedom. Dave Ramsey tells us this is how we tell our money where to go instead of wondering where it went. It can be intimidating but it doesn’t have to be difficult. To this day, we use a simple Excel spreadsheet. If you’d like a copy of our sample spending plan, email me: lynnmarie(dot)cherry(at)gmail(dot)com

Work the Plan –The plan won’t work unless YOU work it. Schedule a regular time to look at the spending plan, make adjustments, pay bills and balance your checkbook. 

Work your garden—you’ll end up with plenty of food;

 play and party—you’ll end up with an empty plate. Proverbs 28:19 MSG

Rework the Plan – Life happens. We get busy and it’s easy to fall back into old familiar habit patterns. A relapse is only a failure if you refuse to get back up! (Click to Tweet) So get back up and please be kind to yourself. Encourage yourself and work the plan again.

Add the God Factor – A faithful steward will be entrusted with more. When we honor God with our resources, he pours out blessings.

Honor the Lord with your wealth,

 with the first fruits of all your increase

then your barns will be filled to overflowing….Proverbs 3:9-10

(Listen, if you want your barn to be filled, you’ll need to build the barn. Open up a savings account. Contribute to a 401K. Then imagine that barn overflowing with supernatural provision.)

We do our part and God does what only he can do!
His grace swept away our debt mountain. (More on that here)
His grace brings FREEDOM and with financial freedom comes the freedom to dream big dreams!